ABOUT US

With passion, principles and a time-tested approach, we’ve guided investors through decades of changes of the market. We’re ready to help you, too.

Terrance McGuire, our lead Portfolio Manager, has invested professionally since 1998. In his time with Capital Group, he worked as both an Analyst and Portfolio Counselor in the management of multi-billion-dollar funds across a range of vital technologies and industries.

While that high-level work was fascinating, Terrance felt a strong desire to work directly alongside those investors trying to do best by their families, their funds, and their futures.

He wanted to retain the intellectual challenge while developing a more personal connection with investors whose money he was managing.

This led Terrance to found Dividend Growth Partners within Ridgewood Investments in order to bridge those passions.

We created the firm that we, as investors, would want to hire. This means a practice that combines our greatest strengths:

our rigorous, time-tested experience of institutional investing
our personal commitment and direct accountability as a true fiduciary partner
our confidence in the power of dividends to support and nurture your financial future

Our Principles in Practice

We Work for You

You might be thinking, “well, doesn’t every financial advisor work for me?”

The answer to that question, perhaps surprisingly, is not so clear.

Many financial services organizations you may be familiar with are wirehouses, brokerage firms, or broker-dealers.

Depending on their structure, these firms often have load fees, quotas, and other incentives that don’t have much to do with keeping your money safe and growing it reliably over time.

As an independent Registered Investment Advisor, we are not part of any brokerage firm. This means that, unlike many firms, we are beholden to nobody except our clients: we aren’t paid fees by anyone else, and our fiduciary duty is to work in your best interests at all times.

So what does that mean for you?

Direct access to the people managing your money
No organizational bloat
Incentives aligned directly with your needs and goals

That’s not something every investment firm can say.

Transparent & Collaborative

We know that all successful partnerships are built on open communication. No layers of bureaucracy or middlemen to deal with; the people managing your funds are a phone call away.

No two people have identical finances, and the foundation of our work is understanding you.

Your goals, your ambitions and your timelines are essential pieces of the puzzle of providing the customized problem-solving, education, and strategic investing your money deserves.

So, no cookie-cutter portfolios and no one-size-fits-all solutions.

What you need your money to do for you is the core pillar around which we build and execute our strategies on your behalf.

Passionate About Our Craft

The truth is that we’re in this business because we love the work. We have a genuine passion for investing, for thorough research, for growing dividends and for seeking out the companies that deliver them, and we’re fortunate to be able to do it every day.

That passion shines through in our hands-on approach to portfolio construction: We don’t come to work every morning so we can set your hard-earned money on autopilot. We get our satisfaction from constructing tailored, durable portfolios and leveraging the power of dividends, so that your money can bring you a lifetime of returns. We believe in this approach so strongly that we invest our own capital according to the same strategies, right alongside your funds.

We know you have your passions; we want to leverage ours so we can support yours. As true partners in your journey, our passion for investing is ultimately a passion for helping you achieve the financial freedom and flexibility to live the life you want.

Experienced & Prudent

Our strategies are founded on decades of professional experience managing investments through the rise and burst of the dot-com bubble, the 2008 financial crisis, and the COVID-19 pandemic.

This history, and our own experience, has taught us the importance of a robust, long-term investment outlook over a fixation on short-term, often volatile growth. Education, retirement, and philanthropy aren’t objectives that most investors can plan for overnight: we’re in the business of seeing your goals through in the long-term, so you can feel secure that you’re staying on track.

Alongside our core focus in dividend growth, we provide comprehensive services, from Fixed Income portfolios to 529 accounts, to build a resilient, diversified plan for your and your family’s future.

So when markets get choppy, you can trust that your finances are in the steady hands of seasoned professionals. We know what it takes to see your assets through tough times.