Customized Solutions – Dividend Growth Partners

Building on our actively managed proprietary Dividend Growth Portfolios, Dividend Growth Partners works closely with clients to address all their investment needs. We help clients establish a variety of different accounts to suit individual needs and leverage our team’s years of experience in providing active management services.

Diversification Strategies

While dividend growth is at the heart of what we do, we offer comprehensive investment services that include a broad array of fully diversified investment portfolios including fixed income, international equities, real estate investments, 529 plans, donor advised funds and many other investment services. We frequently utilize the expertise of our Ridgewood colleagues when building investment plans for clients.

529 Plans

Our team at Dividend Growth Partners understands the importance of planning for the future. With college costs continually rising, we believe utilizing tax-advantaged plans like 529s gives investors the opportunity to thoughtfully prepare for their child’s education. Our extensive experience with 529 plans enables us to effectively guide clients through the evaluation of numerous state plans and sift through investment options to find the best ways to save.

Unlike many investment firms, we are not tied to using a predetermined 529 plan, thus allowing us to match the specific plan that best meets our client’s needs. In addition, our primary Portfolio Manager has direct experience investing on behalf of the American Funds that invest for the country’s largest 529 plan, again giving us a unique advantage in serving our client’s needs.

UTMA/UGMA Accounts

In addition to saving for college through 529 plans, Uniform Transfers to Minors Act and Uniform Gifts to Minors Act (UTMA/UGMA) provide another savings option for families and children. Dividend Growth Partners’ active management of UTMA/UGMA accounts leverages our investment research while also taking advantage of our educational approach to these accounts. Because UTMA/UGMA are accounts for minors, we love to take the opportunity to bring children into the process so they can gain an understanding of the investments held in their UTMA/UGMA accounts.

Philanthropy

As passionate as we are about investing, we are just as passionate about giving back! Donor Advised Funds are a great way to leverage the tax advantages of these accounts and take an active, organized approach to philanthropy. Utilizing our investment research and portfolio management capabilities, we are able to offer clients active management of Donor Advised Funds to help achieve meaningful returns for their philanthropic objectives.

Institutional

Defined Benefit and Cash Balance Plans

For clients who are high income professionals or business owners, there may be an opportunity to go beyond 401k contributions and make more significant retirement contributions by utilizing a cash balance plan. Like 401k plans, cash balance plans enable individuals to contribute more significantly to their retirement savings while capitalizing on the tax deductible nature of contributions.

401K Plans

Though our affiliates at Ridgewood Investments LLC we offer a highly customized and independent offering for companies looking to setup a 401k Plan for their employees. In addition for companies with existing 401k Plans, Ridgewood offers a comprehensive set investment, fiduciary and educational options to help meet the plan’s needs.